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Train, Arthur Cheney, 1875-1945

"True Stories of Crime From the District Attorney's Office"


The vault was in the basement just below the loan cage. It was some
twenty feet long and ten wide. There were three tiers of boxes with
double combination doors. In the extreme left-hand corner was the "loan
box." Near it were two other boxes in which the securities of certain
customers on deposit were kept. John had individual access to the loan
box and the two others--one of which contained the collateral which
secured loans that were practically permanent. He thus had within his
control negotiable bonds of over a million dollars in value. The
securities were in piles, strapped with rubber bands, and bore slips on
which were written the names of the owners. Every morning John carried
up all these piles to the loan cage--except the securities on deposit.
At the end of the day he carried all back himself and tossed them into
the boxes. When the interest coupons on the deposited bonds had to be
cut he carried these, also, upstairs. At night the vault was secured by
two doors, one with a combination lock and the other with a time lock.
It was as safe as human ingenuity could make it.


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